An Overview of Life Insurance for Federal EmployeesGroup Life, including the Federal Employee Group Life Insurance Plan (FEGLI), and individual like policies from private companies, with information about term life insurance versus permanent or whole life insurance Understanding the FEGLI PlanIn depth education about FEGLI Basic, and Options A, B, and C- including considerations all feds should make about FEGLI when approaching retirement Othe...

An Overview of FERS & Different Types of RetirementTypes of service used for determining eligibility to retire under FERSEmployee and agency contributions to FERSMilitary service and temporary timeThe FERS annuity computationMinimum age and service requirementsEarly retirementDeferred retirement and “postponed” retirementUnderstanding the Annuity ComputationAmount of an annuityLength of service and unused sick leaveHigh-3 avera...

A Detailed Overview of Long-Term Care InsuranceCostsInflation protectionBenefit amountsWaiting periodsActivities of daily livingEverything you need to know to make a decision about LTC insurance.Understanding Your LTC OptionsPros and cons of the Federal LTC Insurance ProgramAlternatives to LTC insurance... plus more information about Long Term Care insurance specifically for federal employees, federal retirees, and their families.

An Overview of Early Retirement for Federal Employees, to include: RIF protocolsUnderstanding the Voluntary Early Retirement Authority (VERA) and how it applies to FERS employeesUnderstanding VSIPsUnderstanding Discontinued Service Retirement and how it impacts FERS employeesEligibility requirements and how to determine if you're eligible for early retirement through one of these methodsHow your pension is calculated and what to expect in bene...

An Overview of Health Insurance for Federal EmployeesAn overview of federal health benefits in retirementPremium costsPlan changes and what to know about Open SeasonsTriCare and other FEHB plansHealthcare Flexible Savings Account strategies,MedicareUnderstanding the Vision and Dental PlansEnrollmentPremiumsHow it works with your Health Benefits, Annuity, TSP and other components of the Federal Retirement Benefit Package... plus more!

An Overview of TSP for Special Provision EmployeesHow TSP fits into a special provisions employee's overall retirementHow much to contributeTraditional vs. Roth TSPCan special provisions employees also contribute to an IRA?Investment optionsMilitary TSP AccountsAdvantages and Disadvantages of TSP loansTSP Withdrawals... and more!

An Overview of CSRS & Different Types of RetirementTypes of service used for determining eligibility to retire under CSRSEmployee and agency contributions to CSRSMilitary service and temporary timeThe CSRS annuity computationMinimum age and service requirementsEarly retirement and deferred retirementUnderstanding the Annuity ComputationAmount of an annuityLength of service and unused sick leaveHigh-3 average salaryEffective date of your an...

An Overview of Early Retirement for Federal Employees, to include: RIF protocolsUnderstanding the Voluntary Early Retirement Authority (VERA) and how it applies to FERS employeesUnderstanding VSIPsUnderstanding Discontinued Service Retirement and how it impacts FERS employeesEligibility requirements and how to determine if you're eligible for early retirement through one of these methodsHow your pension is calculated and what to expect in bene...

An Overview of the Thrift Savings Plan (TSP)Contributions and how they work, including limits and getting the biggest matchWays to maximize tax savingsThe main differences between Roth and Traditional TSP accountsUnderstanding the Different FundsAn overview of the five main TSP funds (G, F, C, S, & I) and the Lifecycle (or “L” Funds), plus tips for developing an effective investment strategy that matches your time horizon, risk...

An Overview of Financial Planning for Federal EmployeesSetting goalsPractical considerationsProjecting future income needsHow much money will you need saved when you retire?How do your retirement benefits come into play?The Retirement “Tripod”CSRS and FERS annuities, plus military pensionsSocial Security benefitsTSP, IRAs, and other savings/investmentsEd thoroughly explores all 3 components! Other Information to ConsiderHealth Insu...