An Overview of the 4 Types of Social Security BenefitsRetirement, disability, survivor, MedicareEligiblity requirements for each type,How the amounts are calculatedHow they apply to the financial plans of federal employees, both FERS and CSRS employeesUnderstanding the Common PitfallsThe Windfall Elimination Program for CSRSEarnings TestSpecial Retirement Supplement for FERSGovernment Pension Offsets (GPO)How the benefits are taxedInformation...

An Overview of Early Retirement for Federal Employees, to include: RIF protocolsUnderstanding the Voluntary Early Retirement Authority (VERA) and how it applies to FERS employeesUnderstanding VSIPsUnderstanding Discontinued Service Retirement and how it impacts FERS employeesEligibility requirements and how to determine if you're eligible for early retirement through one of these methodsHow your pension is calculated and what to expect in bene...

An Overview of the Thrift Savings Plan (TSP)Contributions and how they work, including limits and getting the biggest matchWays to maximize tax savingsThe main differences between Roth and Traditional TSP accountsUnderstanding the Different FundsAn overview of the five main TSP funds (G, F, C, S, & I) and the Lifecycle (or “L” Funds), plus tips for developing an effective investment strategy that matches your time horizon, risk...

The Basic Steps-What information to gather and analyze, what decisions need to be made (plus suggestions to help your choices), and how and when to review periodically. Why A Plan is NeededWhat happens to an estate post-mortem?Information about trusts, probate, the titling of propertyTax implications... plus more information about estate planning for federal employees and their families.

An Overview of FERS & CSRS SurvivorshipDifferences between the two retirement systems’ benefitsQualifying relativesCost of electing benefitsWhat forms should be filled out to ensure qualifying relatives receive the survivorshipOther Information for FERS & CSRS AnnuitantsSpousal Survivor annuities (including former spouses)Cost to give an insurable interest survivor annuityInformation about the basic employee death benefitChild an...

An Overview of CSRS & Different Types of RetirementTypes of service used for determining eligibility to retire under CSRSEmployee and agency contributions to CSRSMilitary service and temporary timeThe CSRS annuity computationMinimum age and service requirementsEarly retirement and deferred retirementUnderstanding the Annuity ComputationAmount of an annuityLength of service and unused sick leaveHigh-3 average salaryEffective date of your an...

An Overview of TSP for Special Provision EmployeesHow TSP fits into a special provisions employee's overall retirementHow much to contributeTraditional vs. Roth TSPCan special provisions employees also contribute to an IRA?Investment optionsMilitary TSP AccountsAdvantages and Disadvantages of TSP loansTSP Withdrawals... and more!

A Detailed Overview of Long-Term Care InsuranceCostsInflation protectionBenefit amountsWaiting periodsActivities of daily livingEverything you need to know to make a decision about LTC insurance.Understanding Your LTC OptionsPros and cons of the Federal LTC Insurance ProgramAlternatives to LTC insurance... plus more information about Long Term Care insurance specifically for federal employees, federal retirees, and their families.

An Overview of Life Insurance for Federal EmployeesGroup Life, including the Federal Employee Group Life Insurance Plan (FEGLI), and individual like policies from private companies, with information about term life insurance versus permanent or whole life insurance Understanding the FEGLI PlanIn depth education about FEGLI Basic, and Options A, B, and C- including considerations all feds should make about FEGLI when approaching retirement Othe...

An Overview of the 4 Types of Social Security BenefitsRetirement, disability, survivor, MedicareEligiblity requirements for each type,How the amounts are calculatedHow they apply to the financial plans of federal employees, both FERS and CSRS employeesUnderstanding the Common PitfallsThe Windfall Elimination Program for CSRSEarnings TestSpecial Retirement Supplement for FERSGovernment Pension Offsets (GPO)How the benefits are taxedInformation...