Commercial Loan Documentation
OVERVIEW
This Commercial Banking Training Program will expose participants to five steps in the loan documentation process, which include.
- Identifying the Borrower
- Identifying and Documenting the Collateral
- Evidencing the Debt
- Attaching the Collateral
- Perfecting the Security Interest
WHY SHOULD YOU ATTEND
To gain better understanding of loan documents and the perfection process.
AREAS COVERED
The primary documents to be presented are as follows:
- Documents required to identify borrower and establish authority
- Loan application
- Financial statements
- Credit memorandum
- Typical business structures
- Corporations
- Limited liability companies
Corporate and partnership resolutions Opinion letters Certificates of good standing Articles of incorporation by-laws Review legal definition of collateral types to avoid improper classification of collateral
- Review of collateral definitions
- Review of collateral valuation documents
Documents to evidence the debt
- Commercial and consumer promissory notes
- Loan agreements
- Commitment letters
Documents to attach and support various types of collateral
- Security agreement
- Deed to secure debt
- Hypothecation agreement
- Guaranty agreement
- Subordination agreement
- Landlord's waiver
- Insurance policies
Documents required to perfect the security interest
- How to prepare and file uniform commercial code financing statement
- Review of other methods of collateral perfection
WHO WILL BENEFIT
Commercial loan officers,
loan administrators and loan processors
Financial Officers
Bank Secrecy Act Officers
Risk Officers
Lenders, credit officers, par lenders, document preparation specialists, loan booking specialists and other bankers in commercial lending. Residential lenders will also benefit.
LEARNING OBJECTIVES
Each of the five steps of the loan documentation process requires certain documents to accomplish their respective purpose. This webinar will explain all the requirements in detail.
For more detail please click on this below link:
Email: [email protected]
Toll Free: +1-888-300-8494
Tel: +1-720-996-1616
Fax: +1-888-909-1882
Speaker and Presenter Information
David Sawyer's experience in banking began in 1981 in the area of credit administration with Central Bank of the South. Since that time he has served in the capacity of senior lender, senior credit officer and president and CEO of a community bank and two regional bank affiliates. His banking experience includes corporate, middle market and small businesses with emphasis on Clending as well as SBA and lending to municipalities.
Relevant Government Agencies
Dept of Commerce
View Exhibitor/Sponsorship Details
Event Type
Webcast
When
Wed, Nov 1, 2017, 1:00pm - 2:30pm
ET
Website
Click here to visit event website
Event Sponsors
Organizer
Training Doyens
